Banking and Commercial Lending
The firm's banking and commercial lending attorneys are a multi-faceted practice group with years of experience and knowledge representing a wide range of lenders, including large financial institutions and local community banks, and borrowers, including multi-million dollar revenue companies and small businesses.
The attorneys focus on structuring various types of credit facilities, including asset based loans, real estate financings, working capital and acquisition lines of credit, and direct pay and stand by letters of credit. They also counsel clients in the development of real estate ventures and other business opportunities, and counsel lenders and borrowers in secured transactions. In addition, the Banking and Commercial Lending Group has been extensively involved in financial restructurings, work-outs, foreclosures and bankruptcy related matters.
Our attorneys have negotiated and closed all types and aspects of construction financing, and have secured multi-million dollar financing for the acquisition of marina and waterfront loan projects, as well as office and factory warehouse projects. They also have represented clients in bond financings with the New Jersey Economic Development Authority (EDA) and New Jersey Educational Facilities Authority (EFA).
Whether the attorneys in the firm's Banking and Commercial Lending Group are structuring a financing, negotiating an inter-creditor agreement or advising a client in a work-out or bankruptcy, the Banking and Commercial Lending Group practice utilizes its expertise and problem solving skills to close the deal.
Our services include the following areas:
- Acquisition Financing
- Asset-based Lending
- Bond Financings
- Financial Restructurings
- Foreclosures
- Inter-creditor Agreements
- Letters of Credit
- Lines of Credit
- Real Estate Financing
- Secured Transactions
- Work-Outs
November 2024
Giordano, Halleran & Ciesla, P.C. Ranked by Best Law Firms® in 2025
August 2024
21 Giordano, Halleran & Ciesla, P.C. Attorneys Recognized as 2025 Best Lawyers® Award Recipients
November 3, 2022
Giordano, Halleran & Ciesla, P.C. Ranked in U.S. News & World Report - Best Lawyers," 2023 Best Law Firm Rankings
August 2022
24 Lawyers from Giordano, Halleran & Ciesla, P.C. Were Recognized in the 2023 Edition of the Best Lawyers in America®
November 2021
Giordano, Halleran & Ciesla, P.C. Ranked in U.S. News & World Report - "Best Lawyers," 2022 Best Law Firm Rankings
August 2021
24 Lawyers from Giordano, Halleran & Ciesla, P. C. Were Recognized in the 2022 Edition of The Best Lawyers in America®
August 2021
Four Attorneys from Giordano, Halleran & Ciesla Named 2022 Best Lawyers® "Lawyer of the Year" in Woodbridge Area
November 2020
Giordano, Halleran & Ciesla, P.C. Ranked in U.S. News & World Report - "Best Lawyers," 2021 Best Law Firm Rankings
September 2020
Louis Seminski Elected as a Fellow of the American College of Mortgage Attorneys
November 2019
Giordano, Halleran & Ciesla, P.C. Ranked in U.S. News & World Report - "Best Lawyers," 2020 Best Law Firm Rankings
August 15, 2019
23 Attorneys from Giordano, Halleran & Ciesla Named to 2020 Best Lawyers® List
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